secwatch.observer — SEC 8-K summary
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Issuer:     US BANCORP DE (USB)
CIK:        0000036104
Form:       8-K
Filed at:   2025-07-17T23:59:59+00:00
Accession:  0000036104-25-000044
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

U.S. Bancorp Q2 2025 net income $1.82B (+13% YoY), EPS $1.11 vs $0.97
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- Net income $1,815M ($1.11 diluted EPS) vs $1,603M ($0.97) in Q2 2024, up 13.2%.
- Net revenue $7,004M (+2.0% YoY); fee revenue $2,924M (+4.6%).
- Noninterest expense $4,181M, down 0.2% YoY adjusted; efficiency ratio 59.2%.
- Average loans $378.5B (+1.0% YoY); CET1 ratio 10.7%.
- Dividend declared $0.50/common share, up from $0.49 in Q2 2024.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/36104/000003610425000044/0000036104-25-000044-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/36104/000003610425000044/usb-20250717.htm
  HTML page:      https://secwatch.observer/filing/0000036104-25-000044

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer