earnings
confidence high
sentiment positive
materiality 0.75
U.S. Bancorp Q3 net income $2,001M, EPS $1.22, up 18.4% YoY; record revenue
US BANCORP DE
2025-Q3 EPS reported
$3.35
revenue$21,291,000,000
- Record net revenue of $7,329M; net income $2,001M (+16.7% YoY); diluted EPS $1.22 vs $1.03.
- Return on tangible common equity 18.6% vs 17.9% a year ago; efficiency ratio 57.2% improved 300 bps YoY.
- Net interest margin 2.75%, up 9 bps linked quarter; average loans +1.4% YoY; CET1 ratio 10.9%.
- Dividend declared $0.52 per common share, up from $0.50 in prior quarter.
- Fee revenue grew 9.5% YoY; trust and investment mgmt fees $730M (+9.4% YoY).