earnings
confidence high
sentiment positive
materiality 0.75
U.S. Bancorp Q4 2025 record net revenue $7.365B, net income $2.045B up 23% YoY, EPS $1.26
US BANCORP DE
2025-FY EPS reported
$4.62
revenue$28,656,000,000
- Record net revenue of $7,365M in Q4 2025; net income $2,045M up 23.0% YoY.
- Diluted EPS $1.26, up 18% YoY as adjusted; full year 2025 diluted EPS $4.62.
- Net interest margin 2.77%, up 6 bps YoY; efficiency ratio 57.4% improved from 61.5%.
- CET1 capital ratio 10.8% at Dec 31, 2025; return on tangible common equity 18.4%.
- Positive operating leverage of 440 bps as adjusted; record full year net revenue $28,656M.