{"schema_version":"secwatch.filing_event.v1","accession":"0000036270-25-000018","form_type":"8-K","ticker":"MTB","cik":"0000036270","company_name":"M&T BANK CORP","filed_at":"2025-10-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.759775+00:00","generated_at":"2026-05-17T03:38:13.516087+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"M&T Bank reports Q3 2025 net income of $792 million, diluted EPS of $4.82","bullets":["Net income $792M, diluted EPS $4.82 vs. $4.24 in Q2 2025 and $4.02 in Q3 2024","Taxable-equivalent net interest income rose to $1,773M; net interest margin 3.68%","Noninterest income increased 10% to $752M, including $28M earnout and $20M BLG distribution","Repurchased 2.1 million shares for $409 million during Q3; CET1 ratio 10.99%","Nonaccrual loans fell to 1.10% of total loans from 1.16% in Q2 2025"],"urls":{"canonical":"https://secwatch.observer/filing/0000036270-25-000018","json":"https://secwatch.observer/filing/0000036270-25-000018.json","markdown":"https://secwatch.observer/filing/0000036270-25-000018.md","text":"https://secwatch.observer/filing/0000036270-25-000018.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/36270/000003627025000018/0000036270-25-000018-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/36270/000003627025000018/mbt-20251016.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud","generated_at":"2026-05-17T03:38:13.516087+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}