{"schema_version":"secwatch.filing_event.v1","accession":"0000036270-26-000025","form_type":"8-K","ticker":"MTB","cik":"0000036270","company_name":"M&T BANK CORP","filed_at":"2026-04-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.583746+00:00","generated_at":"2026-05-15T06:13:12.698299+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"M&T Q1 net income $664M, EPS $4.13; NIM widens to 3.71%; repurchases $1.25B stock","bullets":["Net income $664M ($4.13 diluted EPS) vs $759M ($4.67) in Q4 and $584M ($3.32) year ago.","Net interest margin expanded 2 bps to 3.71% as funding costs fell faster than asset yields.","Average loans grew 1% from Q4 to $138.4B, led by commercial & industrial up $1.5B.","Noninterest income included $33M distribution from Bayview Lending Group investment.","Repurchased 5.5M shares for $1.25B in quarter; CET1 ratio estimated at 10.33%."],"urls":{"canonical":"https://secwatch.observer/filing/0000036270-26-000025","json":"https://secwatch.observer/filing/0000036270-26-000025.json","markdown":"https://secwatch.observer/filing/0000036270-26-000025.md","text":"https://secwatch.observer/filing/0000036270-26-000025.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/36270/000003627026000025/0000036270-26-000025-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/36270/000003627026000025/mbt-20260415.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T06:13:12.698299+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"dd05fb5d57e6c7770f0c1d20958238962d8ef5c3","claim":"M&T BANK CORP reported first quarter 2026 results: net income $664 million, EPS $4.13.","evidence_excerpt":"M&T Bank Corporation (\"M&T\" or \"the Company\") reports quarterly net income of $664 million or $4.13 of diluted earnings per common share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/36270/000003627026000025/0000036270-26-000025-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2026"},{"label":"Net income","value":"$664 million"},{"label":"EPS","value":"$4.13"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}