{"schema_version":"secwatch.filing_event.v1","accession":"0000036270-26-000046","form_type":"8-K","ticker":"MTB","cik":"0000036270","company_name":"M&T BANK CORP","filed_at":"2026-07-15T10:02:30+00:00","discovered_at":"2026-07-15T10:10:00.292070+00:00","generated_at":"2026-07-15T10:10:06.802293+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"M&T Bank Q2 2026 net income $818M, diluted EPS $5.32, record earnings per share","bullets":["Net income $818M, diluted EPS $5.32 vs $4.13 in Q1 2026 and $4.24 in Q2 2025.","Net interest income $1,792M, NIM stable at 3.70%; average loans up $3.0B to $141.4B.","Noninterest income $740M, up 8% QoQ, driven by higher trust income and BLG distribution.","Noninterest expense $1,349M, down 6% QoQ on lower salaries and benefits.","Repurchased 2.1M shares for $465M; CET1 ratio estimated 10.19%."],"urls":{"canonical":"https://secwatch.observer/filing/0000036270-26-000046","json":"https://secwatch.observer/filing/0000036270-26-000046.json","markdown":"https://secwatch.observer/filing/0000036270-26-000046.md","text":"https://secwatch.observer/filing/0000036270-26-000046.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/36270/000003627026000046/0000036270-26-000046-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/36270/000003627026000046/mbt-20260715.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-15T10:10:06.802293+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}