---
schema_version: "secwatch.filing_event.v1"
accession: "0000036270-26-000046"
form_type: "8-K"
ticker: "MTB"
cik: "0000036270"
company_name: "M&T BANK CORP"
filed_at: "2026-07-15T10:02:30+00:00"
generated_at: "2026-07-15T10:10:06.802293+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# M&T Bank Q2 2026 net income $818M, diluted EPS $5.32, record earnings per share

## Summary
- Net income $818M, diluted EPS $5.32 vs $4.13 in Q1 2026 and $4.24 in Q2 2025.
- Net interest income $1,792M, NIM stable at 3.70%; average loans up $3.0B to $141.4B.
- Noninterest income $740M, up 8% QoQ, driven by higher trust income and BLG distribution.
- Noninterest expense $1,349M, down 6% QoQ on lower salaries and benefits.
- Repurchased 2.1M shares for $465M; CET1 ratio estimated 10.19%.

## SEC filing metadata
- accession: 0000036270-26-000046
- form_type: 8-K
- ticker: MTB
- cik: 0000036270
- company_name: M&T BANK CORP
- filed_at: 2026-07-15T10:02:30+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/36270/000003627026000046/0000036270-26-000046-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/36270/000003627026000046/mbt-20260715.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000036270-26-000046
- JSON: https://secwatch.observer/filing/0000036270-26-000046.json
- Plain text: https://secwatch.observer/filing/0000036270-26-000046.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.