secwatch.observer — SEC 8-K summary
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Issuer:     M&T BANK CORP (MTB)
CIK:        0000036270
Form:       8-K
Filed at:   2026-10-16T10:02:42+00:00
Accession:  0000036270-26-000057
Event type: earnings
Sentiment:  neutral
Materiality: 0.55
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4.1-flash:cloud@v2

M&T Q3 2026 net income $775M, EPS $5.04; NIM 3.65%, CET1 10.16%
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- Q3 2026 net income $775M, diluted EPS $5.04 vs $5.32 in Q2 2026 and $4.82 in Q3 2025; net operating EPS $5.08.
- Taxable-equivalent net interest income $1,805M, up 2% YoY; NIM 3.65% vs 3.70% QoQ and 3.69% a year ago; average loans grew $2.6B QoQ to $143.3B.
- Provision for credit losses $135M vs $120M in Q2 and $125M a year ago; net charge-offs 0.35% annualized; nonaccrual loans $1.298B, up 7% QoQ but down 14% YoY.
- Noninterest income $743M, flat QoQ; mortgage banking revenue +$25M on $62.9B added sub-servicing; capital markets and advisory revenue -$9M (-24%) QoQ.
- CET1 10.16%; repurchased 1.3M shares for $323M; declared $217M common and $42M preferred dividends; AOCI fell $588M and $8.3B RMBS moved to held-to-maturity.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/36270/000003627026000057/0000036270-26-000057-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/36270/000003627026000057/mbt-20261016.htm
  HTML page:      https://secwatch.observer/filing/0000036270-26-000057

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