---
schema_version: "secwatch.filing_event.v1"
accession: "0000036966-22-000045"
form_type: "8-K"
ticker: "FHN"
cik: "0000036966"
company_name: "FIRST HORIZON CORP"
filed_at: "2022-07-19T23:59:59+00:00"
generated_at: "2026-06-24T12:41:55.620916+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# First Horizon Q2 2022 EPS $0.29 GAAP, $0.34 adj; NII up 13% QoQ, fee income down

## Summary
- GAAP diluted EPS $0.29, adjusted EPS $0.34; net income available to common $166M.
- Net interest income $542M (+13% QoQ); core NII up 15% on loan growth and higher rates.
- Fee income $201M (-12% QoQ); adjusted fee income down 16% on fixed income and deferred comp.
- Provision for credit losses $30M vs $40M benefit in 1Q22; net charge-offs 9 bps remain low.
- IBKC merger achieved $140M annualized net cost saves; TD transaction public meeting set Aug 18, 2022.

## SEC filing metadata
- accession: 0000036966-22-000045
- form_type: 8-K
- ticker: FHN
- cik: 0000036966
- company_name: FIRST HORIZON CORP
- filed_at: 2022-07-19T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/36966/000003696622000045/0000036966-22-000045-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/36966/000003696622000045/fhn-20220719.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000036966-22-000045
- JSON: https://secwatch.observer/filing/0000036966-22-000045.json
- Plain text: https://secwatch.observer/filing/0000036966-22-000045.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.