{"schema_version":"secwatch.filing_event.v1","accession":"0000036966-24-000090","form_type":"8-K","ticker":"FHN","cik":"0000036966","company_name":"FIRST HORIZON CORP","filed_at":"2024-10-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.734312+00:00","generated_at":"2026-05-30T14:11:57.964508+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Horizon Q3 adjusted EPS $0.42, up 17% QoQ; ROTCE 13.2%","bullets":["Adjusted EPS $0.42 vs $0.36 in 2Q24; GAAP EPS $0.40; NIAC $224M adjusted.","NII stable at $631M (FTE); NIM 3.31% down 7bps; fee income up 8% to $200M.","Deposits up 3% to $66.6B; client balances grew ~$1B; loan-to-deposit ratio improved to 94%.","Provision for credit losses fell 36% to $35M; net charge-offs $24M, down 29% QoQ.","Returned $75M to shareholders via buybacks; CET1 ratio 11.2%; TBV per share $13.02."],"urls":{"canonical":"https://secwatch.observer/filing/0000036966-24-000090","json":"https://secwatch.observer/filing/0000036966-24-000090.json","markdown":"https://secwatch.observer/filing/0000036966-24-000090.md","text":"https://secwatch.observer/filing/0000036966-24-000090.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/36966/000003696624000090/0000036966-24-000090-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/36966/000003696624000090/fhn-20241016.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T14:11:57.964508+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}