{"schema_version":"secwatch.filing_event.v1","accession":"0000037808-21-000024","form_type":"8-K","ticker":"FNB","cik":"0000037808","company_name":"FNB CORP/PA/","filed_at":"2021-07-20T23:59:59+00:00","discovered_at":"2026-05-14T18:04:20.386217+00:00","generated_at":"2026-06-30T04:17:03.409439+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"FNB Q2 2021 net income $99.4M ($0.31 EPS), up 22% YoY; record operating net income","bullets":["Net income available to common stockholders $99.4M ($0.31 diluted EPS); operating EPS $0.31, up 22% YoY.","Total revenue $308M; net interest income $227.9M stable; non-interest income $79.8M (+2.8%) on record wealth management.","Provision for credit losses net benefit $1.1M (vs $30.2M expense YoY); net charge-offs 0.06% annualized.","Loans ex-PPP grew 9% annualized linked-quarter; PPP loans $1.6B with $2.0B forgiveness processed.","Tangible book value $8.20 (+$0.19 QoQ); CET1 10.0%; efficiency ratio 56.8%."],"urls":{"canonical":"https://secwatch.observer/filing/0000037808-21-000024","json":"https://secwatch.observer/filing/0000037808-21-000024.json","markdown":"https://secwatch.observer/filing/0000037808-21-000024.md","text":"https://secwatch.observer/filing/0000037808-21-000024.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/37808/000003780821000024/0000037808-21-000024-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/37808/000003780821000024/fnb-20210719.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-30T04:17:03.409439+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}