{"schema_version":"secwatch.filing_event.v1","accession":"0000037808-21-000029","form_type":"8-K","ticker":"FNB","cik":"0000037808","company_name":"FNB CORP/PA/","filed_at":"2021-10-19T23:59:59+00:00","discovered_at":"2026-05-14T18:04:15.163376+00:00","generated_at":"2026-06-28T20:06:49.675708+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"F.N.B. reports record Q3 2021 revenue of $321M, EPS $0.34 vs $0.25 YoY","bullets":["Net income available to common stockholders $109.5M ($0.34 diluted EPS) vs $80.8M ($0.25) in Q3 2020.","Total revenue record $321.3M, up 4.6% YoY; non-interest income record $88.9M, up 11%.","Period-end loans ex-PPP up $867.6M (3.7%); average deposits grew $2.5B (8.6%).","Net interest margin (FTE) 2.72%, up 2 bps linked quarter; cost of interest-bearing deposits improved to 0.21%.","Annualized net charge-offs 0.03% vs 0.29% YoY; provision for credit losses net benefit $1.8M."],"urls":{"canonical":"https://secwatch.observer/filing/0000037808-21-000029","json":"https://secwatch.observer/filing/0000037808-21-000029.json","markdown":"https://secwatch.observer/filing/0000037808-21-000029.md","text":"https://secwatch.observer/filing/0000037808-21-000029.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/37808/000003780821000029/0000037808-21-000029-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/37808/000003780821000029/fnb-20211018.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T20:06:49.675708+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}