secwatch.observer — SEC 8-K summary
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Issuer:     FNB CORP/PA/ (FNB)
CIK:        0000037808
Form:       8-K
Filed at:   2021-10-19T23:59:59+00:00
Accession:  0000037808-21-000029
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

F.N.B. reports record Q3 2021 revenue of $321M, EPS $0.34 vs $0.25 YoY
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- Net income available to common stockholders $109.5M ($0.34 diluted EPS) vs $80.8M ($0.25) in Q3 2020.
- Total revenue record $321.3M, up 4.6% YoY; non-interest income record $88.9M, up 11%.
- Period-end loans ex-PPP up $867.6M (3.7%); average deposits grew $2.5B (8.6%).
- Net interest margin (FTE) 2.72%, up 2 bps linked quarter; cost of interest-bearing deposits improved to 0.21%.
- Annualized net charge-offs 0.03% vs 0.29% YoY; provision for credit losses net benefit $1.8M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/37808/000003780821000029/0000037808-21-000029-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/37808/000003780821000029/fnb-20211018.htm
  HTML page:      https://secwatch.observer/filing/0000037808-21-000029

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer