---
schema_version: "secwatch.filing_event.v1"
accession: "0000037808-22-000007"
form_type: "8-K"
ticker: "FNB"
cik: "0000037808"
company_name: "FNB CORP/PA/"
filed_at: "2022-04-19T23:59:59+00:00"
generated_at: "2026-06-26T06:39:57.205725+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# FNB Q1 GAAP EPS $0.15 vs $0.28 YoY; operating EPS $0.26; completes Howard Bancorp deal; $150M buyback

## Summary
- GAAP net income available to common stockholders $51.0M ($0.15 diluted EPS) vs $91.2M ($0.28) in Q1 2021.
- Operating diluted EPS (non-GAAP) $0.26, excluding $47.8M merger-related items and $4.2M branch consolidation costs.
- Completed acquisition of Howard Bancorp on Jan 22, 2022, adding $1.8B in loans and deposits at fair value.
- Board authorized new $150M share repurchase program; repurchased 2.2M shares at avg $13.25 in Q1.
- Period-end loans ex-PPP up $3.6B (15.7% YoY); net charge-offs remained low at 0.03% annualized.

## SEC filing metadata
- accession: 0000037808-22-000007
- form_type: 8-K
- ticker: FNB
- cik: 0000037808
- company_name: FNB CORP/PA/
- filed_at: 2022-04-19T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/37808/000003780822000007/0000037808-22-000007-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/37808/000003780822000007/fnb-20220418.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000037808-22-000007
- JSON: https://secwatch.observer/filing/0000037808-22-000007.json
- Plain text: https://secwatch.observer/filing/0000037808-22-000007.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.