secwatch.observer — SEC 8-K summary
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Issuer:     FNB CORP/PA/ (FNB)
CIK:        0000037808
Form:       8-K
Filed at:   2023-10-19T23:59:59+00:00
Accession:  0000037808-23-000022
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

FNB Q3 2023 EPS $0.40, net income $143.3M; loans up 2.5% QoQ
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- Diluted EPS $0.40, net income available to common $143.3M, vs $0.38 and $135.5M in Q3 2022.
- Period-end loans +2.5% linked-quarter; commercial loans up $470M, consumer loans up $326M.
- Period-end deposits +2.3% linked-quarter; non-interest-bearing deposits stable at 31% of total.
- Net interest income $326.6M (+9.9% YoY); net interest margin (FTE) 3.26%, up 7 bps YoY.
- Tangible book value per share $9.02 (+12.5% YoY); CET1 ratio 10.2% (estimated).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/37808/000003780823000022/0000037808-23-000022-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/37808/000003780823000022/fnb-20231018.htm
  HTML page:      https://secwatch.observer/filing/0000037808-23-000022

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