---
schema_version: "secwatch.filing_event.v1"
accession: "0000037808-24-000018"
form_type: "8-K"
ticker: "FNB"
cik: "0000037808"
company_name: "FNB CORP/PA/"
filed_at: "2024-07-18T23:59:59+00:00"
generated_at: "2026-05-31T19:55:57.224904+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# FNB Q2 2024 EPS $0.34, net income $123M, down 12% YoY

## Summary
- Net income available to common stockholders $123.0M ($0.34 diluted EPS) vs $140.4M ($0.39) in Q2 2023.
- Period-end loans grew 7.7% YoY to $2.4B; deposits up 3.5% YoY; linked-quarter loan growth 3.6%.
- Tangible book value per share $9.88, up 12.4% YoY; CET1 ratio 10.2%; NPLs/OREO at 0.33% multiyear low.
- Net interest margin (FTE) 3.09%, down 9 bps linked quarter; provision for credit losses $20.2M (+$6.3M linked).
- Repurchased 250,000 shares at weighted avg price $13.56 during Q2 2024.

## SEC filing metadata
- accession: 0000037808-24-000018
- form_type: 8-K
- ticker: FNB
- cik: 0000037808
- company_name: FNB CORP/PA/
- filed_at: 2024-07-18T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/37808/000003780824000018/0000037808-24-000018-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/37808/000003780824000018/fnb-20240717.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000037808-24-000018
- JSON: https://secwatch.observer/filing/0000037808-24-000018.json
- Plain text: https://secwatch.observer/filing/0000037808-24-000018.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.