secwatch.observer — SEC 8-K summary
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Issuer:     FNB CORP/PA/ (FNB)
CIK:        0000037808
Form:       8-K
Filed at:   2025-04-17T23:59:59+00:00
Accession:  0000037808-25-000089
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

F.N.B. reports Q1 EPS $0.32 (flat YoY); record CET1 capital ratio 10.7%
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- Net income available to common shareholders $116.5M ($0.32 diluted) vs $116.3M ($0.32) a year ago.
- Net interest income $323.8M, up 0.5% linked quarter; net interest margin (FTE) stable at 3.03%.
- Period-end loans +5.1% YoY to $36.2B; deposits +7.2% YoY to $39.4B.
- Tangible book value per share (non-GAAP) rose 12.3% to $10.83; CET1 ratio 10.7%.
- Net charge-offs annualized 0.15%; non-performing loans ratio stable at 0.48%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/37808/000003780825000089/0000037808-25-000089-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/37808/000003780825000089/fnb-20250416.htm
  HTML page:      https://secwatch.observer/filing/0000037808-25-000089

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer