{"schema_version":"secwatch.filing_event.v1","accession":"0000037808-26-000009","form_type":"8-K","ticker":"FNB","cik":"0000037808","company_name":"FNB CORP/PA/","filed_at":"2026-04-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.587233+00:00","generated_at":"2026-05-15T05:38:59.011489+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"F.N.B. Corp Q1 2026 EPS $0.38, up 18.8% YoY; dividend raised 8% to $0.13","bullets":["Net income $137.0M ($0.38 diluted EPS) vs $116.5M ($0.32) Q1 2025, up 18.8%.","Pre-provision net revenue (non-GAAP) up 17% YoY to $192.4M; positive operating leverage of 5%.","Avg loans $34.9B, +2.5% YoY; consumer loans grew $1.1B; loan-to-deposit ratio 90.3%.","Tangible book value per share $12.06, +11.4% YoY; CET1 ratio 11.4% (estimated).","Dividend raised 8% to $0.13 quarterly; new $250M buyback authorized, total capacity $300M."],"urls":{"canonical":"https://secwatch.observer/filing/0000037808-26-000009","json":"https://secwatch.observer/filing/0000037808-26-000009.json","markdown":"https://secwatch.observer/filing/0000037808-26-000009.md","text":"https://secwatch.observer/filing/0000037808-26-000009.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/37808/000003780826000009/0000037808-26-000009-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/37808/000003780826000009/fnb-20260416.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:38:59.011489+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1cdbb00bf58fc5f0fdd617da29ba60fc19c5bb7a","claim":"FNB CORP/PA/ reported the quarter ended March 31, 2026 results: net income $137.0 million, EPS $0.38 per diluted common share.","evidence_excerpt":"F.N.B. Corporation (NYSE: FNB) reported earnings for the first quarter of 2026 with net income of $137.0 million, or $0.38 per diluted common share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/37808/000003780826000009/0000037808-26-000009-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2026"},{"label":"Net income","value":"$137.0 million"},{"label":"EPS","value":"$0.38 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}