---
schema_version: "secwatch.filing_event.v1"
accession: "0000037808-26-000009"
form_type: "8-K"
ticker: "FNB"
cik: "0000037808"
company_name: "FNB CORP/PA/"
filed_at: "2026-04-17T23:59:59+00:00"
generated_at: "2026-05-15T05:38:59.011489+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# F.N.B. Corp Q1 2026 EPS $0.38, up 18.8% YoY; dividend raised 8% to $0.13

## Summary
- Net income $137.0M ($0.38 diluted EPS) vs $116.5M ($0.32) Q1 2025, up 18.8%.
- Pre-provision net revenue (non-GAAP) up 17% YoY to $192.4M; positive operating leverage of 5%.
- Avg loans $34.9B, +2.5% YoY; consumer loans grew $1.1B; loan-to-deposit ratio 90.3%.
- Tangible book value per share $12.06, +11.4% YoY; CET1 ratio 11.4% (estimated).
- Dividend raised 8% to $0.13 quarterly; new $250M buyback authorized, total capacity $300M.

## SEC filing metadata
- accession: 0000037808-26-000009
- form_type: 8-K
- ticker: FNB
- cik: 0000037808
- company_name: FNB CORP/PA/
- filed_at: 2026-04-17T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/37808/000003780826000009/0000037808-26-000009-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/37808/000003780826000009/fnb-20260416.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000037808-26-000009
- JSON: https://secwatch.observer/filing/0000037808-26-000009.json
- Plain text: https://secwatch.observer/filing/0000037808-26-000009.txt

## Key facts
- Earnings Releases
  FNB CORP/PA/ reported the quarter ended March 31, 2026 results: net income $137.0 million, EPS $0.38 per diluted common share.
  - Period: the quarter ended March 31, 2026
  - Net income: $137.0 million
  - EPS: $0.38 per diluted common share
  - Result: reported results
  source text: F.N.B. Corporation (NYSE: FNB) reported earnings for the first quarter of 2026 with net income of $137.0 million, or $0.38 per diluted common share.
  evidence_url: https://www.sec.gov/Archives/edgar/data/37808/000003780826000009/0000037808-26-000009-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.