{"schema_version":"secwatch.filing_event.v1","accession":"0000037808-26-000023","form_type":"8-K","ticker":"FNB","cik":"0000037808","company_name":"FNB CORP/PA/","filed_at":"2026-07-17T11:34:22+00:00","discovered_at":"2026-07-17T11:35:00.229137+00:00","generated_at":"2026-07-17T11:35:05.382342+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"F.N.B. Corp Q2 2026 EPS $0.42, up 16.7% YoY; record revenue $462.7M","bullets":["Net income $148.7M, diluted EPS $0.42 vs $0.36 YoY (up 16.7%).","Record revenue $462.7M; pre-provision net revenue $209.4M, up 8.8% linked-quarter.","Average loans $35.5B (+2.9% YoY), average deposits $38.7B (+4.1% YoY); CET1 ratio 11.4%.","Tangible book value per share $12.24, up 9.9% YoY; repurchased $47M in shares.","Provision for credit losses $21.4M, net charge-offs 0.19% annualized; NPL ratio 0.31%."],"urls":{"canonical":"https://secwatch.observer/filing/0000037808-26-000023","json":"https://secwatch.observer/filing/0000037808-26-000023.json","markdown":"https://secwatch.observer/filing/0000037808-26-000023.md","text":"https://secwatch.observer/filing/0000037808-26-000023.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/37808/000003780826000023/0000037808-26-000023-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/37808/000003780826000023/fnb-20260716.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-17T11:35:05.382342+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}