---
schema_version: "secwatch.filing_event.v1"
accession: "0000037808-26-000023"
form_type: "8-K"
ticker: "FNB"
cik: "0000037808"
company_name: "FNB CORP/PA/"
filed_at: "2026-07-17T11:34:22+00:00"
generated_at: "2026-07-17T11:35:05.382342+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# F.N.B. Corp Q2 2026 EPS $0.42, up 16.7% YoY; record revenue $462.7M

## Summary
- Net income $148.7M, diluted EPS $0.42 vs $0.36 YoY (up 16.7%).
- Record revenue $462.7M; pre-provision net revenue $209.4M, up 8.8% linked-quarter.
- Average loans $35.5B (+2.9% YoY), average deposits $38.7B (+4.1% YoY); CET1 ratio 11.4%.
- Tangible book value per share $12.24, up 9.9% YoY; repurchased $47M in shares.
- Provision for credit losses $21.4M, net charge-offs 0.19% annualized; NPL ratio 0.31%.

## SEC filing metadata
- accession: 0000037808-26-000023
- form_type: 8-K
- ticker: FNB
- cik: 0000037808
- company_name: FNB CORP/PA/
- filed_at: 2026-07-17T11:34:22+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/37808/000003780826000023/0000037808-26-000023-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/37808/000003780826000023/fnb-20260716.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000037808-26-000023
- JSON: https://secwatch.observer/filing/0000037808-26-000023.json
- Plain text: https://secwatch.observer/filing/0000037808-26-000023.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.