---
schema_version: "secwatch.filing_event.v1"
accession: "0000037996-25-000143"
form_type: "8-K"
ticker: "F"
cik: "0000037996"
company_name: "FORD MOTOR CO"
filed_at: "2025-07-28T23:59:59+00:00"
generated_at: "2026-05-18T00:36:46.795697+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Ford closes $3.0B unsecured term loan facility with JPMorgan

## Summary
- $3.0B commitments available through July 28, 2026; loans mature December 31, 2028.
- Interest based on Daily Simple SOFR plus margin; no sustainability-linked adjustment.
- No material adverse change conditions or credit rating triggers to limit draw ability.
- Liquidity covenant requires Ford to maintain at least $4B in domestic cash/securities/availability.
- Standard covenants; subsidiary guarantees required if Ford loses two investment-grade ratings.

## SEC filing metadata
- accession: 0000037996-25-000143
- form_type: 8-K
- ticker: F
- cik: 0000037996
- company_name: FORD MOTOR CO
- filed_at: 2025-07-28T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/37996/000003799625000143/0000037996-25-000143-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/37996/000003799625000143/f-20250728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000037996-25-000143
- JSON: https://secwatch.observer/filing/0000037996-25-000143.json
- Plain text: https://secwatch.observer/filing/0000037996-25-000143.txt

## Key facts
- Debt Financings
  FORD MOTOR CO incurred credit facility of $3.0 billion of commitments with JPMorgan Chase Bank, N.A., as administrative agent at Daily Simple SOFR loans (or an alternative base rate) subject to an applicable m maturing December 31, 2028.
  - Instrument: credit facility
  - Principal: $3.0 billion of commitments
  - Counterparty: JPMorgan Chase Bank, N.A., as administrative agent
  - Rate: Daily Simple SOFR loans (or an alternative base rate) subject to an applicable m
  - Maturity: December 31, 2028
  - Event: incurrence
  source text: N.A., as administrative agent. The Credit Agreement is attached hereto as Exhibit 10 and is incorporated by reference herein. Under the Credit Agreement, lenders have provided $3.0 billion of commitments, which are available to Ford through July 28, 2026. Any unused commitments under the Credit Agreement will automatically terminate after that date, and any loans
  evidence_url: https://www.sec.gov/Archives/edgar/data/37996/000003799625000143/0000037996-25-000143-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.