{"schema_version":"secwatch.filing_event.v1","accession":"0000039263-26-000033","form_type":"8-K","ticker":"CFR","cik":"0000039263","company_name":"CULLEN/FROST BANKERS, INC.","filed_at":"2026-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.590628+00:00","generated_at":"2026-05-15T01:16:32.525041+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Cullen/Frost reports Q1 EPS $2.65, up from $2.30 YoY; raises dividend 3% to $1.03","bullets":["Net income available to common shareholders $169.3M (+13.4% YoY); diluted EPS $2.65 vs $2.30.","Net interest income (taxable-equivalent) $460.8M, up 5.6% YoY; NIM 3.74% vs 3.60%.","Average loans $22.0B (+5.9% YoY); average deposits $42.2B (+1.4% YoY).","Quarterly common dividend raised 3% to $1.03, payable June 15, 2026 to holders of record May 29.","Repurchased 507,753 shares for $70M in Q1; $230M remaining under $300M authorization expiring Jan 2027."],"urls":{"canonical":"https://secwatch.observer/filing/0000039263-26-000033","json":"https://secwatch.observer/filing/0000039263-26-000033.json","markdown":"https://secwatch.observer/filing/0000039263-26-000033.md","text":"https://secwatch.observer/filing/0000039263-26-000033.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/39263/000003926326000033/0000039263-26-000033-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/39263/000003926326000033/cfr-20260430.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T01:16:32.525041+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"f866c6916c242d41496da06af4886f6232a2cfaa","claim":"CULLEN/FROST BANKERS, INC. reported quarter ended March 31, 2026 results: net income $169.3 million, EPS $2.65 per diluted common share.","evidence_excerpt":"Cullen/Frost Bankers, Inc. (NYSE:CFR) today reported first quarter 2026 results. Net income available to common shareholders for the first quarter of 2026 was $169.3 million, compared to $149.3 million for the first quarter of 2025. On a per-share basis, net income available to common shareholders for the first quarter of 2026 was $2.65 per diluted common share, compared to $2.30 per diluted common share reported a year earlier.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/39263/000003926326000033/0000039263-26-000033-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended March 31, 2026"},{"label":"Net income","value":"$169.3 million"},{"label":"EPS","value":"$2.65 per diluted common share"},{"label":"Result","value":"reported results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}