secwatch.observer — SEC 8-K summary
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Issuer:     CULLEN/FROST BANKERS, INC. (CFR)
CIK:        0000039263
Form:       8-K
Filed at:   2026-07-30T13:30:23+00:00
Accession:  0000039263-26-000045
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Cullen/Frost Q2 EPS $2.70, up 13% YoY; loans +7.4%, deposits +2.1%
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- Net income available to common shareholders $170.4M ($2.70 diluted EPS) vs $155.3M ($2.39) a year ago.
- Net interest income (taxable-equivalent) $470.1M, up 4.3% YoY; net interest margin 3.75% vs 3.67%.
- Average loans $22.6B (+7.4% YoY); average deposits $42.6B (+2.1% YoY).
- Board declared Q3 common dividend $1.03/share, payable Sept 15 to holders of record Aug 31.
- Repurchased 654,955 shares for $90M in Q2; $140M remaining under $300M authorization.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/39263/000003926326000045/0000039263-26-000045-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/39263/000003926326000045/cfr-20260730.htm
  HTML page:      https://secwatch.observer/filing/0000039263-26-000045

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer