earnings
confidence high
sentiment positive
materiality 0.80
Bank of Hawaii Q4 EPS $1.39 (+63% YoY); NIM expands to 2.61%, resumes buybacks
BANK OF HAWAII CORP
2025-FY EPS reported
$4.63
revenue$121,925,000
- Diluted EPS $1.39 vs $0.85 Q4 2024; net income $60.9M (+55.6% YoY).
- NIM 2.61% (+15 bps QoQ, +42 bps YoY); cost of deposits fell to 1.43%.
- Noninterest income $44.3M includes $18.1M merchant services gain and $16.8M investment loss.
- Resumed share repurchases: 76.5K shares for $5M; dividend $0.70/share declared.
- Asset quality strong: NPA ratio 0.10%, allowance 1.04% of loans.