{"schema_version":"secwatch.filing_event.v1","accession":"0000049071-23-000062","form_type":"8-K","ticker":"HUM","cik":"0000049071","company_name":"HUMANA INC","filed_at":"2023-11-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.704274+00:00","generated_at":"2026-06-09T03:29:30.198061+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Humana Q3 Adj EPS $7.78 beats; raises MA membership 19% to 860k; affirms FY Adj EPS at least $28.25","bullets":["GAAP EPS $6.71, Adj EPS $7.78; revenue $26.4B (+16% YoY).","FY 2023 GAAP EPS guidance revised to 'at least $26.31' from $26.91; Adj EPS affirmed at 'at least $28.25' (up from initial $28.00).","Individual MA membership growth raised by 35k to ~860k, 19% growth YoY, significantly above industry.","94% of MA members in 4-star+ contracts for 2024; 61% in 4.5+ stars; industry leader 6th consecutive year.","Benefits expense ratio 86.6% (GAAP) vs 85.6% prior year; operating cost ratio improved to 12.5% from 13.5%."],"urls":{"canonical":"https://secwatch.observer/filing/0000049071-23-000062","json":"https://secwatch.observer/filing/0000049071-23-000062.json","markdown":"https://secwatch.observer/filing/0000049071-23-000062.md","text":"https://secwatch.observer/filing/0000049071-23-000062.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49071/000004907123000062/0000049071-23-000062-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49071/000004907123000062/hum-20231101.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T03:29:30.198061+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"59e20e6376efd0cbecd8e922713f163afd1ed712","claim":"HUMANA INC reported the quarter ended September 30, 2023 (3Q23) results: revenue $26,423, EPS $6.71.","evidence_excerpt":"by Humana on February 23, 2023 . Humana Inc. Summary of Results ($ in millions, except per share amounts) 3Q23 (a) 3Q22 (a) YTD 2023 (a) YTD 2022 (a) CONSOLIDATED Revenues $26,423 $22,799 $79,912 $70,431 Revenues - Adjusted (non-GAAP) $25,526 $21,600 $76,911 $67,001 Pretax results $1,098 $1,297 $3,974 $3,639 Pretax results - Adjusted (non-GAAP) $1,268","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/49071/000004907123000062/0000049071-23-000062-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2023 (3Q23)"},{"label":"Revenue","value":"$26,423"},{"label":"EPS","value":"$6.71"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}