{"schema_version":"secwatch.filing_event.v1","accession":"0000049071-24-000009","form_type":"8-K","ticker":"HUM","cik":"0000049071","company_name":"HUMANA INC","filed_at":"2024-02-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.631200+00:00","generated_at":"2026-06-06T09:29:15.373538+00:00","sec_items":["7.01"],"event_type":"regulatory","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"CMS preliminary 2025 MA rates ~160 bps worse than Humana's flat-rate expectation; 2025 outlook unchanged","bullets":["CMS estimates average MA benchmark funding decrease of 0.16% in Advance Notice.","Humana's analysis shows its benchmark change ~160 bps worse than expected flat rate.","Primary drivers: proposed effective growth rate restatements and normalization factors.","Company reaffirms 2025 Adjusted EPS growth outlook of $6 to $10.","Final rates expected April 1, 2024; Humana will provide formal comments."],"urls":{"canonical":"https://secwatch.observer/filing/0000049071-24-000009","json":"https://secwatch.observer/filing/0000049071-24-000009.json","markdown":"https://secwatch.observer/filing/0000049071-24-000009.md","text":"https://secwatch.observer/filing/0000049071-24-000009.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49071/000004907124000009/0000049071-24-000009-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49071/000004907124000009/hum-20240205.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T09:29:15.373538+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}