{"schema_version":"secwatch.filing_event.v1","accession":"0000049071-24-000051","form_type":"8-K","ticker":"HUM","cik":"0000049071","company_name":"HUMANA INC","filed_at":"2024-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.764617+00:00","generated_at":"2026-05-30T08:40:18.014604+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Humana Q3 GAAP EPS $3.98, Adjusted $4.16, down YoY; FY guidance at least $16 adjusted","bullets":["3Q24 GAAP EPS $3.98 vs $6.71 YoY; adjusted EPS $4.16 vs $7.78.","FY2024 guidance: GAAP EPS at least $12.89, adjusted at least $16.00.","Raises 2024 individual Medicare Advantage membership growth to ~265,000 (+5%).","Benefit expense ratio 89.9% vs 86.6% YoY due to elevated medical cost trends.","Insurance segment income from operations $274M vs $722M YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0000049071-24-000051","json":"https://secwatch.observer/filing/0000049071-24-000051.json","markdown":"https://secwatch.observer/filing/0000049071-24-000051.md","text":"https://secwatch.observer/filing/0000049071-24-000051.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49071/000004907124000051/0000049071-24-000051-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49071/000004907124000051/hum-20241030.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T08:40:18.014604+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}