{"schema_version":"secwatch.filing_event.v1","accession":"0000049071-25-000004","form_type":"8-K","ticker":"HUM","cik":"0000049071","company_name":"HUMANA INC","filed_at":"2025-02-11T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.031179+00:00","generated_at":"2026-05-26T23:36:13.440819+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Humana reports Q4 GAAP loss per share of $5.76; guides FY 2025 adjusted EPS ~$16.25","bullets":["4Q24 GAAP net loss per share of $5.76; adjusted net loss per share of $2.16; FY 2024 GAAP EPS $9.98, adjusted $16.21.","FY 2025 adjusted EPS guidance approx $16.25 (GAAP ~$15.88), roughly in line with FY 2024 adjusted EPS of $16.21.","Expects individual Medicare Advantage membership decline ~550,000 (~10%) from 2024 due to exit from unprofitable plans and counties.","Insurance segment adjusted benefit ratio 91.9% in Q4, including 20bp increase from Star Ratings investments.","CenterWell and Medicaid strategies expected to increase earnings contribution over mid to long term."],"urls":{"canonical":"https://secwatch.observer/filing/0000049071-25-000004","json":"https://secwatch.observer/filing/0000049071-25-000004.json","markdown":"https://secwatch.observer/filing/0000049071-25-000004.md","text":"https://secwatch.observer/filing/0000049071-25-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49071/000004907125000004/0000049071-25-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49071/000004907125000004/hum-20250211.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T23:36:13.440819+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}