{"schema_version":"secwatch.filing_event.v1","accession":"0000049071-25-000021","form_type":"8-K","ticker":"HUM","cik":"0000049071","company_name":"HUMANA INC","filed_at":"2025-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:50.988286+00:00","generated_at":"2026-05-23T02:55:29.895121+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Humana Q1 GAAP EPS $10.30, Adjusted EPS $11.58; affirms FY adjusted EPS ~$16.25","bullets":["Q1 GAAP EPS $10.30 vs $6.11 YoY; Adjusted EPS $11.58 vs $7.23 YoY; revenue $32.1B up 8.4%.","Insurance segment benefit ratio 87.4% in line with ~87.5% expectation; affirms FY 2025 benefit ratio guidance 90.1%-90.5%.","Revises FY 2025 GAAP EPS guidance to ~$14.68 from ~$15.88; affirms Adjusted EPS guidance ~$16.25.","Expects individual Medicare Advantage membership decline of ~550k in 2025 due to planned plan exits.","CenterWell selected as fulfillment pharmacy for NovoCare weight-loss drug; Illinois intends to award Dual Eligible SNP contract."],"urls":{"canonical":"https://secwatch.observer/filing/0000049071-25-000021","json":"https://secwatch.observer/filing/0000049071-25-000021.json","markdown":"https://secwatch.observer/filing/0000049071-25-000021.md","text":"https://secwatch.observer/filing/0000049071-25-000021.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49071/000004907125000021/0000049071-25-000021-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49071/000004907125000021/hum-20250430.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T02:55:29.895121+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}