{"schema_version":"secwatch.filing_event.v1","accession":"0000049071-25-000039","form_type":"8-K","ticker":"HUM","cik":"0000049071","company_name":"HUMANA INC","filed_at":"2025-07-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.116622+00:00","generated_at":"2026-05-17T23:17:48.453455+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Humana Q2 adjusted EPS $6.27; raises FY2025 adj. EPS guidance to ~$17.00","bullets":["Q2 GAAP EPS $4.51; adjusted EPS $6.27 vs $6.96 YoY; revenue $32.4B up 10% YoY.","FY2025 adj. EPS guidance raised to ~$17.00 from ~$16.25; revenue guidance raised to at least $128B.","Insurance segment benefit ratio 89.9% in line with expectation; FY benefit ratio guidance affirmed at 90.1%-90.5%.","Individual Medicare Advantage membership decline now seen as up to 500k vs prior ~550k; exiting unprofitable plans.","CenterWell Primary Care sees FY net patient growth of 50k-70k, up from prior 30k-50k; Virginia Medicaid launched."],"urls":{"canonical":"https://secwatch.observer/filing/0000049071-25-000039","json":"https://secwatch.observer/filing/0000049071-25-000039.json","markdown":"https://secwatch.observer/filing/0000049071-25-000039.md","text":"https://secwatch.observer/filing/0000049071-25-000039.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49071/000004907125000039/0000049071-25-000039-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49071/000004907125000039/hum-20250730.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T23:17:48.453455+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}