{"schema_version":"secwatch.filing_event.v1","accession":"0000049071-25-000048","form_type":"8-K","ticker":"HUM","cik":"0000049071","company_name":"HUMANA INC","filed_at":"2025-10-02T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.837148+00:00","generated_at":"2026-05-17T04:59:27.870617+00:00","sec_items":["7.01"],"event_type":"regulatory","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Humana prelim 2026 MA Star Ratings: 20% members in 4+ star plans, avg 3.61; reaffirms FY2025 EPS guidance","bullets":["1.2M members (20%) in plans rated 4+ stars for 2026; average Star rating 3.61, consistent with 2025.","14% of members in 4.5 star plans in 2026, up from 3% in 2025.","Affirms FY2025 GAAP EPS ~$13.77 and adjusted EPS ~$17.00; no change to multiyear earnings plan.","Confident in 2026 Individual MA pricing/benefit design; expects double pre-tax margin ex-Stars and membership growth.","Anticipates return to Top Quartile for 2027 MA Star Ratings; contract diversification expected to raise % of members in 4+ star contracts for 2027."],"urls":{"canonical":"https://secwatch.observer/filing/0000049071-25-000048","json":"https://secwatch.observer/filing/0000049071-25-000048.json","markdown":"https://secwatch.observer/filing/0000049071-25-000048.md","text":"https://secwatch.observer/filing/0000049071-25-000048.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49071/000004907125000048/0000049071-25-000048-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49071/000004907125000048/hum-20251002.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T04:59:27.870617+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}