{"schema_version":"secwatch.filing_event.v1","accession":"0000049071-25-000055","form_type":"8-K","ticker":"HUM","cik":"0000049071","company_name":"HUMANA INC","filed_at":"2025-11-05T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.837455+00:00","generated_at":"2026-05-17T00:26:55.512573+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Humana Q3 GAAP EPS $1.62 vs $3.98 prior year; affirms FY 2025 Adj. EPS $17.00; MA membership decline narrowed to ~425k","bullets":["GAAP EPS $1.62, down 59% YoY from $3.98; Adjusted EPS $3.24 vs $4.16.","Revenue $32.6B (+11% YoY); Insurance segment benefit ratio 91.1% vs 89.9%.","FY 2025 GAAP EPS guidance revised to ~$12.26 from ~$13.77; Adjusted EPS reaffirmed at ~$17.00.","Individual Medicare Advantage membership decline expected ~425k vs prior ~500k; better retention & sales.","CenterWell Primary Care grew 15% (+56,600 patients) YTD; preparing for 2026 Medicaid expansions in MI, IL, SC."],"urls":{"canonical":"https://secwatch.observer/filing/0000049071-25-000055","json":"https://secwatch.observer/filing/0000049071-25-000055.json","markdown":"https://secwatch.observer/filing/0000049071-25-000055.md","text":"https://secwatch.observer/filing/0000049071-25-000055.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49071/000004907125000055/0000049071-25-000055-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49071/000004907125000055/hum-20251105.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T00:26:55.512573+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}