{"schema_version":"secwatch.filing_event.v1","accession":"0000049071-26-000005","form_type":"8-K","ticker":"HUM","cik":"0000049071","company_name":"HUMANA INC","filed_at":"2026-02-11T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.424675+00:00","generated_at":"2026-05-16T03:26:22.544502+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Humana reports Q4 GAAP loss per share of $6.61, FY2025 adjusted EPS $17.14; FY2026 guided at least $8.89 GAAP","bullets":["4Q25 GAAP net loss per share $6.61; adjusted net loss per share $3.96; FY2025 GAAP EPS $9.84, adjusted EPS $17.14.","FY2026 guidance: GAAP EPS at least $8.89, adjusted EPS at least $9.00, decline due to Star Ratings headwind.","Insurance segment benefit ratio FY2025 90.4% slightly above guidance; individual MA membership up ~20% to 6.28M in Jan 2026.","CenterWell added 100,600 patients in Senior Primary Care (over 25% growth); Medicaid footprint now 13 states.","FY2025 operating cash flows $921M vs $2,966M prior year; debt-to-capitalization 41.1%."],"urls":{"canonical":"https://secwatch.observer/filing/0000049071-26-000005","json":"https://secwatch.observer/filing/0000049071-26-000005.json","markdown":"https://secwatch.observer/filing/0000049071-26-000005.md","text":"https://secwatch.observer/filing/0000049071-26-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49071/000004907126000005/0000049071-26-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49071/000004907126000005/hum-20260211.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T03:26:22.544502+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}