---
schema_version: "secwatch.filing_event.v1"
accession: "0000049071-26-000021"
form_type: "8-K"
ticker: "HUM"
cik: "0000049071"
company_name: "HUMANA INC"
filed_at: "2026-04-29T23:59:59+00:00"
generated_at: "2026-05-15T02:32:16.963655+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Humana 1Q26 adj EPS $10.31; affirms FY adj EPS at least $9.00; revises GAAP guidance down

## Summary
- 1Q26 GAAP EPS $9.83, Adjusted EPS $10.31 (high end of ~110-115% of FY); 1Q25 GAAP $10.30, Adj $11.58.
- Revenue $39.6B vs $32.1B YoY; Insurance benefit ratio 89.4% (guidance 'just under 90%').
- Affirms FY2026 adjusted EPS guidance at least $9.00; revises GAAP EPS to at least $8.36 from at least $8.89.
- CenterWell added 110,500 patients sequentially (+22%), incl. ~59,000 from MaxHealth acquisition; state contracts membership up ~50,000.
- Insurance President George Renaudin to retire June 29, 2026; Aaron Martin to succeed, John Barger to lead Medicare Advantage.

## SEC filing metadata
- accession: 0000049071-26-000021
- form_type: 8-K
- ticker: HUM
- cik: 0000049071
- company_name: HUMANA INC
- filed_at: 2026-04-29T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/49071/000004907126000021/0000049071-26-000021-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/49071/000004907126000021/hum-20260429.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000049071-26-000021
- JSON: https://secwatch.observer/filing/0000049071-26-000021.json
- Plain text: https://secwatch.observer/filing/0000049071-26-000021.txt

## Key facts
- Earnings Releases
  HUMANA INC reported the quarter ended March 31, 2026 results: EPS $9.83.
  - Period: the quarter ended March 31, 2026
  - EPS: $9.83
  - Result: reported results
  source text: Reports 1Q26 earnings per share (EPS) of $9.83 on a GAAP basis, Adjusted EPS of $10.31
  evidence_url: https://www.sec.gov/Archives/edgar/data/49071/000004907126000021/0000049071-26-000021-index.htm
- Earnings Releases
  HUMANA INC reported the year ending December 31, 2026 results: EPS at least $9.00. Guidance reaffirmed.
  - Period: the year ending December 31, 2026
  - EPS: at least $9.00
  - Guidance: reaffirmed
  - Result: guidance update
  source text: Affirms Adjusted FY 2026 GAAP EPS guidance of 'at least $9.00'; while revising GAAP EPS guidance to 'at least $8.36' from the previous estimate of 'at least $8.89'
  evidence_url: https://www.sec.gov/Archives/edgar/data/49071/000004907126000021/0000049071-26-000021-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.