{"schema_version":"secwatch.filing_event.v1","accession":"0000049071-26-000045","form_type":"8-K","ticker":"HUM","cik":"0000049071","company_name":"HUMANA INC","filed_at":"2026-07-29T10:19:53+00:00","discovered_at":"2026-07-29T10:25:00.294725+00:00","generated_at":"2026-07-29T10:25:09.584976+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Humana Q2 adjusted EPS $7.61 beats $6.27 YoY; affirms FY adjusted guidance at $9.00","bullets":["Q2 GAAP EPS $5.73, adjusted EPS $7.61; revenue $40.9B, up 26% YoY.","Insurance segment benefit ratio 91.2%, in line with guidance; affirms FY benefit ratio ~92.75%.","Affirms FY adjusted EPS guidance at least $9.00; cuts GAAP EPS guidance to at least $6.52 from at least $8.36.","Individual MA membership growth ~25% over 2025; CenterWell primary care patients up 27% YTD.","Awarded Illinois Medicaid contract (go-live Jan 2027); entered $1.5B pre-capitalized trust arrangements."],"urls":{"canonical":"https://secwatch.observer/filing/0000049071-26-000045","json":"https://secwatch.observer/filing/0000049071-26-000045.json","markdown":"https://secwatch.observer/filing/0000049071-26-000045.md","text":"https://secwatch.observer/filing/0000049071-26-000045.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49071/000004907126000045/0000049071-26-000045-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49071/000004907126000045/hum-20260729.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-29T10:25:09.584976+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}