secwatch.observer — SEC 8-K summary
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Issuer:     HUMANA INC (HUM)
CIK:        0000049071
Form:       8-K
Filed at:   2026-07-29T10:19:53+00:00
Accession:  0000049071-26-000045
Event type: earnings
Sentiment:  neutral
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Humana Q2 adjusted EPS $7.61 beats $6.27 YoY; affirms FY adjusted guidance at $9.00
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- Q2 GAAP EPS $5.73, adjusted EPS $7.61; revenue $40.9B, up 26% YoY.
- Insurance segment benefit ratio 91.2%, in line with guidance; affirms FY benefit ratio ~92.75%.
- Affirms FY adjusted EPS guidance at least $9.00; cuts GAAP EPS guidance to at least $6.52 from at least $8.36.
- Individual MA membership growth ~25% over 2025; CenterWell primary care patients up 27% YTD.
- Awarded Illinois Medicaid contract (go-live Jan 2027); entered $1.5B pre-capitalized trust arrangements.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/49071/000004907126000045/0000049071-26-000045-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/49071/000004907126000045/hum-20260729.htm
  HTML page:      https://secwatch.observer/filing/0000049071-26-000045

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer