{"schema_version":"secwatch.filing_event.v1","accession":"0000049196-23-000006","form_type":"8-K","ticker":"HBAN","cik":"0000049196","company_name":"HUNTINGTON BANCSHARES INC /MD/","filed_at":"2023-01-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.714459+00:00","generated_at":"2026-06-20T12:45:40.788011+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Huntington reports record Q4 EPS $0.42, full-year net income $2.2B, authorizes $1B buyback","bullets":["Q4 GAAP EPS $0.42 (adjusted $0.43); net income $645M, up 61% YoY.","Full-year net income $2.2B (+73% YoY); EPS $1.45 (adjusted $1.50); PPNR $3.1B (+88% YoY).","Net interest margin expanded 67bp YoY to 3.52%; average loans up $1.9B QoQ.","Credit quality: NCOs 0.17%, NPAs down for 6th straight quarter; CET1 ratio 9.44%.","Board approved $1B share repurchase authorization over eight quarters; TCF cost synergies completed."],"urls":{"canonical":"https://secwatch.observer/filing/0000049196-23-000006","json":"https://secwatch.observer/filing/0000049196-23-000006.json","markdown":"https://secwatch.observer/filing/0000049196-23-000006.md","text":"https://secwatch.observer/filing/0000049196-23-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49196/000004919623000006/0000049196-23-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49196/000004919623000006/hban-20230120.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T12:45:40.788011+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ff447068f271b7ac1b760e0efb92c288dfe5c653","claim":"HUNTINGTON BANCSHARES INC /MD/ reported financial results for the quarter and year ended December 31, 2022.","evidence_excerpt":"On January 20, 2023, Huntington Bancshares Incorporated (“Huntington”) issued a news release announcing its earnings for the quarter and year ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/49196/000004919623000006/0000049196-23-000006-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter and year ended December 31, 2022"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}