{"schema_version":"secwatch.filing_event.v1","accession":"0000049196-23-000033","form_type":"8-K","ticker":"HBAN","cik":"0000049196","company_name":"HUNTINGTON BANCSHARES INC /MD/","filed_at":"2023-04-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.874788+00:00","generated_at":"2026-06-16T22:55:35.433403+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Huntington Q1 2023 EPS $0.39, net income $602M; NIM 3.40%, credit stable","bullets":["Diluted EPS $0.39 ($0.38 adjusted); net income $602M vs $460M YoY.","Net interest income $1,409M, down 4% QoQ but up 23% YoY; NIM 3.40% (down 12bp QoQ, up 52bp YoY).","Average loans $120.4B (+8% YoY); avg core deposits $141.1B (+1% YoY); insured deposits ~$100B (69% of total).","Net charge-offs 0.19% of avg loans; nonperforming assets declined 7th straight quarter; ACL 1.90% of loans.","CET1 ratio 9.55% (+19bp QoQ); tangible book value $7.32 per share; TCE ratio 5.77%."],"urls":{"canonical":"https://secwatch.observer/filing/0000049196-23-000033","json":"https://secwatch.observer/filing/0000049196-23-000033.json","markdown":"https://secwatch.observer/filing/0000049196-23-000033.md","text":"https://secwatch.observer/filing/0000049196-23-000033.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49196/000004919623000033/0000049196-23-000033-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49196/000004919623000033/hban-20230420.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T22:55:35.433403+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"6cccee62694fdf3c85cc04a565a42efb099ddd3e","claim":"HUNTINGTON BANCSHARES INC /MD/ reported the quarter ended March 31, 2023 results: net income $602 million, EPS $0.39 per common share.","evidence_excerpt":"Huntington Bancshares Incorporated (Nasdaq: HBAN) reported net income for the 2023 first quarter of $602 million, or $0.39 per common share,","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/49196/000004919623000033/0000049196-23-000033-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2023"},{"label":"Net income","value":"$602 million"},{"label":"EPS","value":"$0.39 per common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}