{"schema_version":"secwatch.filing_event.v1","accession":"0000049196-23-000078","form_type":"8-K","ticker":"HBAN","cik":"0000049196","company_name":"HUNTINGTON BANCSHARES INC /MD/","filed_at":"2023-07-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.369431+00:00","generated_at":"2026-06-13T05:13:34.972117+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Huntington Q2 EPS $0.35, flat YoY; NIM narrows to 3.11%; deposits grow $2.7B","bullets":["Net income $559M ($0.35 EPS), flat YoY; net interest income $1.346B (+7% YoY, -4% QoQ).","Net interest margin 3.11% (-29bp QoQ) on higher funding costs; cash balances boosted earning assets.","Ending total deposits +$2.7B QoQ to $148B; core deposits +$2.5B led by consumer.","Credit strong: NCOs 0.16%, NPAs at 0.46% (8th consecutive quarterly decline).","CET1 ratio 9.82% (+27bp QoQ); tangible book value $7.33/share."],"urls":{"canonical":"https://secwatch.observer/filing/0000049196-23-000078","json":"https://secwatch.observer/filing/0000049196-23-000078.json","markdown":"https://secwatch.observer/filing/0000049196-23-000078.md","text":"https://secwatch.observer/filing/0000049196-23-000078.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49196/000004919623000078/0000049196-23-000078-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49196/000004919623000078/hban-20230721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T05:13:34.972117+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"91f6dff92ee3c842718aea8acf2ea014755c6250","claim":"HUNTINGTON BANCSHARES INC /MD/ reported financial results for the quarter ended June 30, 2023.","evidence_excerpt":"On July 21, 2023, Huntington Bancshares Incorporated (“Huntington”) issued a news release announcing its earnings for the quarter ended June 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/49196/000004919623000078/0000049196-23-000078-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}