{"schema_version":"secwatch.filing_event.v1","accession":"0000049196-23-000091","form_type":"8-K","ticker":"HBAN","cik":"0000049196","company_name":"HUNTINGTON BANCSHARES INC /MD/","filed_at":"2023-10-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.705364+00:00","generated_at":"2026-06-09T19:14:03.523129+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Huntington Q3 EPS $0.35 flat QoQ; CET1 ratio expands to 10.10%","bullets":["GAAP EPS $0.35, adjusted EPS $0.36; net income $547M, down $47M YoY.","Net interest income $1.368B (+2% QoQ); NIM 3.20% (+9bp QoQ, -22bp YoY).","Average core deposits +$2.4B QoQ; CET1 ratio up 28bp to 10.10%.","Net charge-offs 0.24% of avg loans, below target range; NPA ratio 0.52%.","Tangible book value per share $7.12; dividend $0.155 unchanged."],"urls":{"canonical":"https://secwatch.observer/filing/0000049196-23-000091","json":"https://secwatch.observer/filing/0000049196-23-000091.json","markdown":"https://secwatch.observer/filing/0000049196-23-000091.md","text":"https://secwatch.observer/filing/0000049196-23-000091.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49196/000004919623000091/0000049196-23-000091-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49196/000004919623000091/hban-20231020.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T19:14:03.523129+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"59fd68a800258fab8c62aed2bde52834eea97b2c","claim":"HUNTINGTON BANCSHARES INC /MD/ reported the quarter ended September 30, 2023 results: net income $547 million, EPS $0.35 per common share.","evidence_excerpt":"Huntington Bancshares Incorporated (Nasdaq: HBAN) reported net income for the 2023 third quarter of $547 million, or $0.35 per common share, a decrease of $47 million, or $0.04, from the year-ago quarter.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/49196/000004919623000091/0000049196-23-000091-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2023"},{"label":"Net income","value":"$547 million"},{"label":"EPS","value":"$0.35 per common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}