secwatch.observer — SEC 8-K summary
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Issuer:     HUNTINGTON BANCSHARES INC /MD/ (HBAN)
CIK:        0000049196
Form:       8-K
Filed at:   2023-10-20T23:59:59+00:00
Accession:  0000049196-23-000091
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Huntington Q3 EPS $0.35 flat QoQ; CET1 ratio expands to 10.10%
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- GAAP EPS $0.35, adjusted EPS $0.36; net income $547M, down $47M YoY.
- Net interest income $1.368B (+2% QoQ); NIM 3.20% (+9bp QoQ, -22bp YoY).
- Average core deposits +$2.4B QoQ; CET1 ratio up 28bp to 10.10%.
- Net charge-offs 0.24% of avg loans, below target range; NPA ratio 0.52%.
- Tangible book value per share $7.12; dividend $0.155 unchanged.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/49196/000004919623000091/0000049196-23-000091-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/49196/000004919623000091/hban-20231020.htm
  HTML page:      https://secwatch.observer/filing/0000049196-23-000091

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer