{"schema_version":"secwatch.filing_event.v1","accession":"0000049196-24-000035","form_type":"8-K","ticker":"HBAN","cik":"0000049196","company_name":"HUNTINGTON BANCSHARES INC /MD/","filed_at":"2024-04-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.638172+00:00","generated_at":"2026-06-03T17:16:28.097376+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Huntington Q1 EPS $0.26 (adj $0.28); net income $419M; NIM 3.01%","bullets":["Net income $419M ($0.26 diluted EPS); adjusted EPS $0.28 excluding $32M FDIC special assessment.","Net interest income $1,287M, down 2% QoQ and 9% YoY; NIM 3.01% vs 3.07% prior quarter.","Average total loans and leases $121.9B, up $701M QoQ; deposits up $2.0B QoQ to $153.2B.","Net charge-offs 0.30% of avg loans; NPA ratio 0.60%; ACL 1.97% of loans.","CET1 ratio 10.2% (stable); tangible book value $7.77 per common share."],"urls":{"canonical":"https://secwatch.observer/filing/0000049196-24-000035","json":"https://secwatch.observer/filing/0000049196-24-000035.json","markdown":"https://secwatch.observer/filing/0000049196-24-000035.md","text":"https://secwatch.observer/filing/0000049196-24-000035.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49196/000004919624000035/0000049196-24-000035-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49196/000004919624000035/hban-20240419.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T17:16:28.097376+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0608d6bc7ff7741c037b6dde82cd225378e0be3e","claim":"HUNTINGTON BANCSHARES INC /MD/ reported 2024 first quarter results: net income $419 million, EPS $0.26.","evidence_excerpt":"Huntington Bancshares Incorporated (Nasdaq: HBAN) reported net income for the 2024 first quarter of $419 million, or $0.26 per common share, an increase of $176 million, or $0.11, from the prior quarter, and a decrease of $183 million, or $0.13, from the year-ago quarter.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/49196/000004919624000035/0000049196-24-000035-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"2024 first quarter"},{"label":"Net income","value":"$419 million"},{"label":"EPS","value":"$0.26"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}