---
schema_version: "secwatch.filing_event.v1"
accession: "0000049196-24-000035"
form_type: "8-K"
ticker: "HBAN"
cik: "0000049196"
company_name: "HUNTINGTON BANCSHARES INC /MD/"
filed_at: "2024-04-19T23:59:59+00:00"
generated_at: "2026-06-03T17:16:28.097376+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Huntington Q1 EPS $0.26 (adj $0.28); net income $419M; NIM 3.01%

## Summary
- Net income $419M ($0.26 diluted EPS); adjusted EPS $0.28 excluding $32M FDIC special assessment.
- Net interest income $1,287M, down 2% QoQ and 9% YoY; NIM 3.01% vs 3.07% prior quarter.
- Average total loans and leases $121.9B, up $701M QoQ; deposits up $2.0B QoQ to $153.2B.
- Net charge-offs 0.30% of avg loans; NPA ratio 0.60%; ACL 1.97% of loans.
- CET1 ratio 10.2% (stable); tangible book value $7.77 per common share.

## SEC filing metadata
- accession: 0000049196-24-000035
- form_type: 8-K
- ticker: HBAN
- cik: 0000049196
- company_name: HUNTINGTON BANCSHARES INC /MD/
- filed_at: 2024-04-19T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/49196/000004919624000035/0000049196-24-000035-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/49196/000004919624000035/hban-20240419.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000049196-24-000035
- JSON: https://secwatch.observer/filing/0000049196-24-000035.json
- Plain text: https://secwatch.observer/filing/0000049196-24-000035.txt

## Key facts
- Earnings Releases
  HUNTINGTON BANCSHARES INC /MD/ reported 2024 first quarter results: net income $419 million, EPS $0.26.
  - Period: 2024 first quarter
  - Net income: $419 million
  - EPS: $0.26
  - Result: reported results
  source text: Huntington Bancshares Incorporated (Nasdaq: HBAN) reported net income for the 2024 first quarter of $419 million, or $0.26 per common share, an increase of $176 million, or $0.11, from the prior quarter, and a decrease of $183 million, or $0.13, from the year-ago quarter.
  evidence_url: https://www.sec.gov/Archives/edgar/data/49196/000004919624000035/0000049196-24-000035-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.