{"schema_version":"secwatch.filing_event.v1","accession":"0000049196-24-000042","form_type":"8-K/A","ticker":"HBAN","cik":"0000049196","company_name":"HUNTINGTON BANCSHARES INC /MD/","filed_at":"2024-04-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.637690+00:00","generated_at":"2026-06-03T17:15:55.114310+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Huntington Q1 adj EPS $0.28, NII $1.29B, NIM 3.01%, deposits up 1% QoQ","bullets":["EPS $0.26 ($0.28 adj.) vs $0.15 Q4; net income $419M, +$176M QoQ.","Net interest income $1,287M (-2% QoQ, -9% YoY); NIM 3.01% (down 6bp QoQ, 39bp YoY).","Avg deposits +$1.1B to $150.7B QoQ; avg loans +$701M to $121.9B.","NCOs 0.30%, NAL ratio 0.58%, ACL 1.97%; CET1 stable at 10.2%.","FDIC special assessment $32M pre-tax; management sees accelerating loan growth ahead."],"urls":{"canonical":"https://secwatch.observer/filing/0000049196-24-000042","json":"https://secwatch.observer/filing/0000049196-24-000042.json","markdown":"https://secwatch.observer/filing/0000049196-24-000042.md","text":"https://secwatch.observer/filing/0000049196-24-000042.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49196/000004919624000042/0000049196-24-000042-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49196/000004919624000042/hban-20240419.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T17:15:55.114310+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4be45dd06522d49b7d772e35a116ff2e11be687f","claim":"HUNTINGTON BANCSHARES INC /MD/ reported financial results for the quarter ended March 31, 2024.","evidence_excerpt":"On April 19, 2024, Huntington Bancshares Incorporated (“Huntington”) issued a news release announcing its earnings for the quarter ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/49196/000004919624000042/0000049196-24-000042-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2024"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"621fd8d1955da02c0da68c99caca1b6760e8e986","claim":"HUNTINGTON BANCSHARES INC /MD/ reported 2024 first-quarter results: net income net income for the 2024 first quarter of $419 million, EPS Earnings per common share (EPS) for the quarter were $0.26.","evidence_excerpt":"Huntington Bancshares Incorporated (Nasdaq: HBAN) reported net income for the 2024 first quarter of $419 million, or $0.26 per common share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/49196/000004919624000042/0000049196-24-000042-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"2024 first-quarter"},{"label":"Net income","value":"net income for the 2024 first quarter of $419 million"},{"label":"EPS","value":"Earnings per common share (EPS) for the quarter were $0.26"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}