---
schema_version: "secwatch.filing_event.v1"
accession: "0000049196-24-000042"
form_type: "8-K/A"
ticker: "HBAN"
cik: "0000049196"
company_name: "HUNTINGTON BANCSHARES INC /MD/"
filed_at: "2024-04-19T23:59:59+00:00"
generated_at: "2026-06-03T17:15:55.114310+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Huntington Q1 adj EPS $0.28, NII $1.29B, NIM 3.01%, deposits up 1% QoQ

## Summary
- EPS $0.26 ($0.28 adj.) vs $0.15 Q4; net income $419M, +$176M QoQ.
- Net interest income $1,287M (-2% QoQ, -9% YoY); NIM 3.01% (down 6bp QoQ, 39bp YoY).
- Avg deposits +$1.1B to $150.7B QoQ; avg loans +$701M to $121.9B.
- NCOs 0.30%, NAL ratio 0.58%, ACL 1.97%; CET1 stable at 10.2%.
- FDIC special assessment $32M pre-tax; management sees accelerating loan growth ahead.

## SEC filing metadata
- accession: 0000049196-24-000042
- form_type: 8-K/A
- ticker: HBAN
- cik: 0000049196
- company_name: HUNTINGTON BANCSHARES INC /MD/
- filed_at: 2024-04-19T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/49196/000004919624000042/0000049196-24-000042-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/49196/000004919624000042/hban-20240419.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000049196-24-000042
- JSON: https://secwatch.observer/filing/0000049196-24-000042.json
- Plain text: https://secwatch.observer/filing/0000049196-24-000042.txt

## Key facts
- Earnings Releases
  HUNTINGTON BANCSHARES INC /MD/ reported financial results for the quarter ended March 31, 2024.
  - Period: the quarter ended March 31, 2024
  - Result: reported results
  source text: On April 19, 2024, Huntington Bancshares Incorporated (“Huntington”) issued a news release announcing its earnings for the quarter ended March 31, 2024.
  evidence_url: https://www.sec.gov/Archives/edgar/data/49196/000004919624000042/0000049196-24-000042-index.htm
- Earnings Releases
  HUNTINGTON BANCSHARES INC /MD/ reported 2024 first-quarter results: net income net income for the 2024 first quarter of $419 million, EPS Earnings per common share (EPS) for the quarter were $0.26.
  - Period: 2024 first-quarter
  - Net income: net income for the 2024 first quarter of $419 million
  - EPS: Earnings per common share (EPS) for the quarter were $0.26
  - Result: reported results
  source text: Huntington Bancshares Incorporated (Nasdaq: HBAN) reported net income for the 2024 first quarter of $419 million, or $0.26 per common share
  evidence_url: https://www.sec.gov/Archives/edgar/data/49196/000004919624000042/0000049196-24-000042-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.