{"schema_version":"secwatch.filing_event.v1","accession":"0000049196-24-000089","form_type":"8-K","ticker":"HBAN","cik":"0000049196","company_name":"HUNTINGTON BANCSHARES INC /MD/","filed_at":"2024-10-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.765077+00:00","generated_at":"2026-05-30T13:28:39.009962+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Huntington Q3 EPS $0.33, NII up 3% QoQ; loan growth accelerates","bullets":["Net income $517M ($0.33 EPS), up from $474M ($0.30) prior quarter; down from $547M ($0.35) year ago.","Net interest income $1,351M, up 3% QoQ; net interest margin 2.98% vs 2.99% prior quarter.","Average loans $124.5B, up $1.1B QoQ; average deposits $149.7B, up $2.9B QoQ.","Credit stable: NCOs 0.30%, NPA ratio 0.62%, ACL 1.93%; CET1 ratio 10.4%.","CEO cites accelerated loan growth in Q3, strong pipelines for Q4, expects revenue/profit expansion heading into 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000049196-24-000089","json":"https://secwatch.observer/filing/0000049196-24-000089.json","markdown":"https://secwatch.observer/filing/0000049196-24-000089.md","text":"https://secwatch.observer/filing/0000049196-24-000089.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49196/000004919624000089/0000049196-24-000089-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49196/000004919624000089/hban-20241017.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T13:28:39.009962+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}