---
schema_version: "secwatch.filing_event.v1"
accession: "0000049196-24-000089"
form_type: "8-K"
ticker: "HBAN"
cik: "0000049196"
company_name: "HUNTINGTON BANCSHARES INC /MD/"
filed_at: "2024-10-17T23:59:59+00:00"
generated_at: "2026-05-30T13:28:39.009962+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Huntington Q3 EPS $0.33, NII up 3% QoQ; loan growth accelerates

## Summary
- Net income $517M ($0.33 EPS), up from $474M ($0.30) prior quarter; down from $547M ($0.35) year ago.
- Net interest income $1,351M, up 3% QoQ; net interest margin 2.98% vs 2.99% prior quarter.
- Average loans $124.5B, up $1.1B QoQ; average deposits $149.7B, up $2.9B QoQ.
- Credit stable: NCOs 0.30%, NPA ratio 0.62%, ACL 1.93%; CET1 ratio 10.4%.
- CEO cites accelerated loan growth in Q3, strong pipelines for Q4, expects revenue/profit expansion heading into 2025.

## SEC filing metadata
- accession: 0000049196-24-000089
- form_type: 8-K
- ticker: HBAN
- cik: 0000049196
- company_name: HUNTINGTON BANCSHARES INC /MD/
- filed_at: 2024-10-17T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/49196/000004919624000089/0000049196-24-000089-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/49196/000004919624000089/hban-20241017.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000049196-24-000089
- JSON: https://secwatch.observer/filing/0000049196-24-000089.json
- Plain text: https://secwatch.observer/filing/0000049196-24-000089.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.