{"schema_version":"secwatch.filing_event.v1","accession":"0000049196-25-000006","form_type":"8-K","ticker":"HBAN","cik":"0000049196","company_name":"HUNTINGTON BANCSHARES INC /MD/","filed_at":"2025-01-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.031984+00:00","generated_at":"2026-05-27T23:33:55.711255+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Huntington Q4 EPS $0.34, Net Interest Income up 6% YoY, Record Fee Income","bullets":["Diluted EPS $0.34, up $0.01 QoQ and $0.19 YoY; net income $530M.","Net interest income $1,395M, up 3% QoQ and 6% YoY; NIM 3.03% (up 5bp QoQ).","Noninterest income $559M (record), up 7% QoQ; capital markets fees up 54% QoQ.","Average loans and leases $128.2B, up 3% QoQ and 6% YoY; commercial loans drove growth.","Net charge-offs 0.30% stable; CET1 ratio 10.5%; tangible book value $8.33/share."],"urls":{"canonical":"https://secwatch.observer/filing/0000049196-25-000006","json":"https://secwatch.observer/filing/0000049196-25-000006.json","markdown":"https://secwatch.observer/filing/0000049196-25-000006.md","text":"https://secwatch.observer/filing/0000049196-25-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/49196/000004919625000006/0000049196-25-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/49196/000004919625000006/hban-20250117.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T23:33:55.711255+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}