secwatch.observer — SEC 8-K summary
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Issuer:     HUNTINGTON BANCSHARES INC /MD/ (HBAN)
CIK:        0000049196
Form:       8-K
Filed at:   2025-01-17T23:59:59+00:00
Accession:  0000049196-25-000006
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Huntington Q4 EPS $0.34, Net Interest Income up 6% YoY, Record Fee Income
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- Diluted EPS $0.34, up $0.01 QoQ and $0.19 YoY; net income $530M.
- Net interest income $1,395M, up 3% QoQ and 6% YoY; NIM 3.03% (up 5bp QoQ).
- Noninterest income $559M (record), up 7% QoQ; capital markets fees up 54% QoQ.
- Average loans and leases $128.2B, up 3% QoQ and 6% YoY; commercial loans drove growth.
- Net charge-offs 0.30% stable; CET1 ratio 10.5%; tangible book value $8.33/share.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/49196/000004919625000006/0000049196-25-000006-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/49196/000004919625000006/hban-20250117.htm
  HTML page:      https://secwatch.observer/filing/0000049196-25-000006

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer